Driving Without Insurance

A recently qualified driver, whose license had been revoked, contacted me to prepare for another driving test. Having acquired six points on his license within two years, he had to re-take the theory test and now the driving test again.

Three points were on his license for a motor scooter offence even before his original driving test, however he passed, and all was okay until he decided to drive (and not walk) to the local insurance broker to buy his motor insurance. Unfortunately for him, he was stopped by a police car outside the insurance broker’s office and was booked for driving without insurance. The odds of that happening are pretty remote, but the number of people who drive on our roads without insurance are a costly menace to all law-abiding drivers. The Government does take it seriously and a new law is coming into force this spring that states you must have a vehicle insured even if it is off road unless it is declared as such to the road fund license authority (SORN). Computer technology can quickly reveal uninsured vehicles, so the risk of conviction is becoming much higher.